Low Rates and Fees

We monitor market interest rates, fees and terms daily to bring you highly competitive products, no matter what kind of mortgage you need. Since we’re part of the Farm Credit System, your AgStar Home mortgage is exempt from the Minnesota mortgage registration tax, so you’ll save money.

You’ll also gain the flexibility to lower your rate over the life of the loan in response to changing market conditions. Once you’re an AgStar Home client, we’ll proactively look for ways to better your rate and terms. If the market rate drops and it makes sense for you, you can convert your loan to a new rate or switch to another product at significantly lower costs than refinancing. You won’t get that kind of flexibility or service from other lenders.
Representative Rates
as of 05/20/2013

30 Year Fixed Rate
Rate APR Points
3.5% 3.714% 1
3.625% 3.799% .5
20 Year Fixed Rate
Rate APR Points
3.375% 3.674% 1
3.5% 3.742% .5
15 Year Fixed Rate
Rate APR Points
2.75% 3.13% 1
2.875% 3.182% .5
The information shown is accurate as of the date of the latest update. Information is subject to change and is updated every business day of AgStar. Your APR will vary based on your final loan amount and finance charges. Certain products may not be available in all areas due to federal, state and/or local restrictions. Interest rates can be locked only through an AgStar Home Mortgage Specialist.